Check if it's a scam — before you act.
Paste a message, link, phone, email or payment request — or upload a screenshot. Get a risk score, the evidence, and exactly what to do next.
We never ask for passwords, OTPs, PINs, CVVs or private keys.
What did you receive?
One input — paste anything suspicious or upload a screenshot.
If uploading a screenshot, remove passwords, OTPs, CVVs, and any private credentials first.
Already done any of these? We'll adapt your action plan.
Never share passwords, OTPs, PINs, CVVs or private keys.
What GoCheckAI can check
You can paste a suspicious message, a link or website address, a phone number, an email, or a payment request — or upload a screenshot of any of these. GoCheckAI analyzes what you submit for known scam patterns and returns a transparent risk level along with the specific signals behind it. It works across the most common scam categories: phishing, investment and crypto fraud, romance scams, fake job offers, bank and UPI fraud, impersonation, and recovery scams.
Common scam indicators we look for
The checker examines your input for several categories of warning signs. None of these is proof of fraud on its own — they are signals that, combined, raise the risk level.
Website & link phishing indicators
Misspelled or lookalike domains (e.g. paypa1.com instead of paypal.com), shortened URLs that hide the real destination, login pages served over HTTP instead of HTTPS, pop-up forms that mimic a bank's sign-in, and links that redirect through several hops before landing on a fake page.
Suspicious message patterns
Messages that create urgency ("act now or your account will be closed"), use generic greetings ("Dear Customer") instead of your name, arrive from an unknown number or email, and push you toward a single link or phone number rather than an official channel you already know.
Payment & investment scam signals
Requests for payment by gift cards, crypto, wire transfer, or a peer-to-peer app to a stranger; promises of guaranteed or risk-free returns; demands for a "withdrawal fee", "tax", or "gas charge" before you can access your own money; and pressure to invest before a deadline.
Impersonation & urgency tactics
Someone claiming to be from your bank, a government agency, tech support, or a delivery company, often with a manufactured emergency — a frozen account, a pending arrest, a missed delivery, or a refund that needs "verification" — designed to make you act before you can think.
Requests for credentials or money
Any message that asks for your password, OTP, PIN, CVV, full card number, or seed phrase is a red flag by itself. Legitimate organizations never ask for these. So is any request to send money to "verify" your identity or "release" a payment.
How risk factors are combined
GoCheckAI does not look for a single magic keyword. It weighs several signals together — the structure of any link, the language used, the type of request, the presence of urgency or impersonation cues, and the information you provide about what you already did (clicked a link, shared details, sent money). A single weak signal rarely raises the risk level; several strong signals together do. The result is a transparent score: you can see which signals contributed and why, so the assessment is never a black-box verdict.
For a detailed, plain-language breakdown of every step — from input analysis to the final interpretation — see our assessment methodology.
What the risk level means
Few or no scam indicators were found. This does not prove the content is safe — it means no strong warning signs were detected. Stay alert if anything still feels off.
Some suspicious patterns were found. Treat the content with caution: do not act on it without independent verification, and do not share information or money.
Multiple strong scam indicators were found. Do not send money, do not share credentials, and take protective steps for any accounts that may already be exposed.
The content matches a well-known scam pattern closely. Act immediately: stop contact, secure exposed accounts, contact your bank, and preserve evidence.
A warning is not proof of fraud
A high or critical risk result means strong scam indicators were found — it is a warning to stop and verify, not a legal determination that someone committed a crime. Conversely, a low result does not prove the content is safe; it only means no strong warning signs were detected. Always use your own judgment and, when money or credentials are involved, verify through an official channel you reach independently.
What to do after a risky result
- •Do not click any link in the content, and do not send money or share information.
- •If you already shared a password, change it now from a trusted device and enable 2FA.
- •If you sent money, contact your bank or card issuer immediately to report and dispute the transaction.
- •Save a screenshot of the message or page as evidence.
- •Report the scam to your country's official fraud or cybercrime authority — see our country guides for the right channel.
What GoCheckAI cannot determine
GoCheckAI is an informational safety tool, and no automated check can be certain. It cannot:
- •Guarantee that a message, link, or person is safe or fraudulent.
- •Recover money, act as a recovery agent, or predict whether you will get funds back.
- •Verify the real-world identity of a sender behind a phone number or email.
- •Replace an official report to your bank, the police, or a government authority.
Before you submit — privacy & safety
- Do not include your own passwords, OTPs, PINs, CVV, full card numbers, or seed phrases — GoCheckAI never needs them and the evidence form actively blocks them.
- Redact personal details from screenshots before uploading (cover your name, account number, and face).
- Paste only the suspicious content itself, not your private replies or full banking statements.
Recognizing common scam messages
The examples below are illustrative patterns, not real messages or cases. They show the shape of common scams so you can recognize them yourself.
Suspicious payment request
"Your package is held by customs. Pay a ₹150 clearance fee to release it: [link]." A stranger or authority never asks you to pay a small fee to release a larger sum — the fee itself is the scam.
Fake delivery message
"UPS: your parcel could not be delivered. Confirm your address and pay a redelivery fee here: [link]." The link leads to a fake page that steals card details. Real couriers do not charge redelivery fees via SMS links.
Phishing login link
"We detected unusual activity on your account. Verify now to avoid suspension: [link]." The link opens a lookalike login page. Always navigate to the service by typing its address yourself, not by clicking the link.
Fake bank / customer-support message
"This is HDFC/Chase support. Your card is blocked for fraud. Share the OTP on your screen to unblock it." No real bank ever asks for an OTP. Anyone who does is a scammer.
Investment / crypto scam
"Turn $200 into $5,000 this week with our AI trading bot. Guaranteed returns — deposit now before the window closes." Guaranteed returns do not exist in investing, and the "profits" shown are fabricated.